How the payout direction works
A sell request in the bot consists of three things: the amount of USDT you are parting with, the currency and card number for the payout, and the quote you accepted. Once created, the request freezes the quoted conditions for a limited window β enough for the network to confirm a normally loaded transfer.
After your USDT lands on the one-time address and is matched by the exact amount, the fiat part is sent to the card details you entered. How long a bank needs to post an incoming card payment depends on the bank and the day of the week; card-to-card systems generally post quickly, while some routes take longer.
- You keep control of your coins until the moment you sign the transfer β the service never holds your private keys.
- The receiving address is issued for this single request; reusing an address from an old request is the most common mistake users make.
- If the quote window expires before the network confirms the transfer, the request is recalculated at the current conditions rather than silently cancelled.
What the price consists of
The number you see is not a single magic rate. It starts from the mid-market reference for the pair, then a spread is applied β the cost of holding price risk while the transfer confirms β and finally a service fee with a published minimum. Every component is shown in the request before you confirm it.
There is no hidden markup added after the fact: what you accepted is what the completed request records. If the market moves sharply while your transfer is in flight, the honest outcome is a recalculated quote at confirmation, not a surprise deduction from the payout.
Which cards and currencies are realistic
Payout directions and card acceptance differ by region and change over time, so the bot always shows the currently supported list rather than a static table on this page. As a rule, domestic card routes in the currencies the service works with are the fastest; cross-border card postings are slower and may involve the bank's own incoming fees, which no exchange service controls.
If your card belongs to a bank that blocks incoming payments from certain sources, that is a bank-side decision β the service cannot override it. In practice it is rare, and support in the bot can suggest an alternative direction before you create the request.
Safety notes for the seller
Double-check the network before sending: the address expects USDT on TRC20. Sending a different asset or a different network usually cannot be reversed automatically β recovery depends on whether anyone controls the receiving address in that network.
Send the exact amount shown. Rounding the sum up or down is the second classic mistake, because the matching logic pairs the request with a transfer by address plus amount. If you have already sent a different sum, tell support in the bot immediately β the sooner the mismatch is known, the easier it is to resolve manually.
Related reading
Your first deal: from opening the bot to the closed request
The first deal should be small, boring and fully understood. This guide walks every step of a first exchange in GF-PAY β including the two checks that prevent ninety percent of beginner incidents, and what the first-deal offer covers.
What the cost of an exchange actually consists of
The number an exchange shows you is a sandwich of several distinct costs. Once you can name each layer, quotes stop being mysterious and "hidden fees" become easy to spot β on this service or any other.
Frequently asked questions
Do I need to verify my identity or send documents?
No. Sign-in happens through your Telegram account, and the request itself is matched by a one-time address and the exact amount. Incoming funds pass a source-of-funds screening, which is about the wallet history on the blockchain, not about your passport.
Why is the payout slightly less than the quote I saw earlier?
A quote is locked for a limited window. If the transfer confirms after the window expires, the request is recalculated at the conditions that are current at that moment, and the breakdown of the new number is shown in the request.
Can I send USDT from an exchange account rather than my own wallet?
Yes, what matters is that the transfer arrives on the one-time address with the exact amount. Keep in mind that some platforms withdraw with a delay or deduct their own withdrawal fee, so the amount that lands may differ from the amount you typed.