About GF-PAY

GF-PAY is a service for exchanging USDT (TRC20) against fiat, issuing virtual cards and watching incoming crypto payments — built to live inside Telegram and to hold as little of your data as the job allows.

What the service is

At the core it is a small number of directions done carefully: selling USDT to a card or into yuan, buying USDT, virtual cards funded from a crypto balance, a watch-only wallet view, receiving payments on a pool of one-time addresses, and OTC handling for large amounts. Seven directions, one interface, one support channel — the bot.

The interface is deliberately not a website with accounts. The application opens inside Telegram, the login is your Telegram identity, and every deal is a request — an object with its own address, its own quote, its own chat and its own record.


Three architectural choices that define it

First: watch-only custody. The wallet side shows balances and incoming transfers, but the server holds no private keys and cannot sign anything. Withdrawals are prepared as offline operations and signed by the key holder — by you.

Second: matching without personal data. A request is identified by a one-time address and an exact amount — two facts that live on the public chain. This is why the service does not collect documents: the design does not need them to route a deal.

Third: pricing that is shown, not implied. Every quote names its reference, separates the spread and the service fee, states its minimum and its validity window. The cost of a deal can be audited from the request itself.


How the team approaches support

Support lives in the same bot where the deals happen, in English, Chinese and Russian. The working style is to answer with numbers: what the quote was, what the chain shows, what the payout status is — rather than with reassurances.

For incoming funds, the service applies standard AML screening based on blockchain history. If a transfer's history raises questions, they are asked in the request chat — about the coins, not about your passport — before anything is paid out.


What this site is for

These pages are the public documentation of the service: what each direction does, how the mechanics work, what the fees consist of, and what to keep as evidence. The site is informational; the deals themselves happen in the bot and in the application behind it.

Everything written here follows one rule: conditions that change — supported payout directions, quote windows, fee levels — are described qualitatively and confirmed live in the bot, rather than frozen into numbers on a page that would quietly rot.

Ready to exchange?

The affiliated GF-PAY service runs non-custodial USDT deals in its Telegram bot — one-time address per order, exact-amount matching.

Open Telegram bot GF-PAY